The Council Tax Reduction scheme (CTR)
The CTR scheme helps people on low incomes and/or certain welfare benefits to pay their council tax by reducing their bill. Some councils call it ‘council tax support’.
To get a CTR you need to apply to the council that issues your council tax bill.
In Wales all councils will generally offer the same reductions. There may be a few slight differences and you may wish to check the rules of your council’s scheme to see exactly what you are entitled to. Most councils will not give you a reduction if your capital is over £16,000.
Your reduction may not be for the full amount of your council tax bill. There may be a shortfall, which you will have to make up yourself.
Reductions for pensioners
You’re counted as a pensioner for the purposes of CTR if:
- you have reached the qualifying age for state pension credit, and
- neither you or your partner are getting income-related state benefits – income support, income-based Jobseekers’ Allowance (JSA), income-related Employment and Support Allowance (ESA) or universal credit.
Any income and savings you have will be taken into account by the council when it works out your reduction. But if you’re getting pension credit and qualify for the ‘guarantee credit’ part, you’ll automatically get the maximum available reduction from your council tax regardless of your savings and income.
Reductions for people with disabilities
If there is someone (adult or child) living in your household who has a disability the council tax bill for the property may be reduced. The reduction is made by charging council tax on a lower valuation band than the one the property is in. For example, if the property is in band D, the council tax bill will be worked out as if it were in band C.