If you think you need more time to prepare for the hearing, you must still attend the hearing, but can ask the court to put back the date of the hearing. This is called an adjournment. The court will need a good reason to agree an adjournment.
You might be able to adjourn the hearing if you:
- have been ill and unable to prepare for court
- were on holiday when the claim form arrived and you have only had a few days notice of the hearing
- need more time to get legal advice
- have had a change of circumstances which will improve, or even resolve, the situation.
If you are in arrears and you cannot clear the arrears in full, or if your lender won’t accept an offer to repay the arrears in instalments, the court hearing will go ahead. You can continue to negotiate with your lender right up until the date of the court hearing