How much Universal Credit will I get?

The amount of Universal Credit (UC) you get depends on your income and family circumstances.

How is UC calculated?

UC is made up of a basic allowance, plus extra amounts if you have:

  • children
  • a disability or health condition
  • housing costs.

The current amounts (2018/2019) are:

Basic Allowance, per month

  • Single people aged under 25                     £251.77
  • Single people aged 25 or over                   £317.83
  • Joint claimants either or both over 25   £498.89
  • Joint claimants both under 25                 £395.20

Child Element

  • 1st child                                                          £277.08
  • 2nd & subsequent children                        £231.67 (born before 6/4/17)

Everything is combined in one single, monthly payment.

UC does not cover council tax. You have to apply to your local council if you need help paying your council tax. Click here to see if you can get help.

What about the benefit cap?

UC is subject to the household benefit cap. This means the total amount of benefit you will be paid will be up to a maximum of £384.62 per week for couples with children or lone parents, and £257.69 per week for a single person.

The 2-child limit

Since the 6 April 2017 UC has been limited to 2 children. This means that if you already had 2 children and were claiming UC before this date, you will not get any extra money for any subsequent children born on or after 6 April 2017. There are some exceptions, for example children from multiple births, or adopted children. See the Gov.UK guide for Universal Credit and families with more than 2 children.

Universal Credit key facts

• One single payment to cover living costs and rent
• Paid monthly
• Claim online
• Paid into your bank account

Phone an adviser

If you have a housing problem, call our expert housing advice helpline
0345 075 5005

Email an adviser

If you have a non-urgent problem and would like to speak to an adviser
email us

We are sorry that we cannot provide this information in Welsh, however if you would like to speak to an adviser in Welsh please contact 0345 075 5005.

This page was last updated on: April 23, 2019

Shelter Cymru acknowledges the support of Shelter in allowing us to adapt their content. The information contained on this site is updated and maintained by Shelter Cymru and only gives general guidance on the law in Wales. It should not be regarded or relied upon as a complete or authoritative statement of the law.