If you are facing repossession by your lender then it is important to get help straight away. It may be possible to stop the process at any stage. These pages will help you think about your options.
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Lenders can take legal action to evict you from your property but it may be possible to avoid going to court.
What happens and what you need to do if your lender has taken court action to repossess your home.
Whether you can stay in your home will depend on the type of decision the court makes.
If the court has ordered you to leave your home, and you haven’t spoken to an adviser yet, do so immediately.
If your home is repossessed and you can’t delay or stop the eviction, you will need to find alternative accommodation.
If your home is repossessed, it will probably be sold by your lender to pay off your debts.
If the money from the sale of your home isn’t enough to cover your debts, you will still owe the outstanding amount.
Your landlord’s lender may try to repossess the property you are renting if your landlord does not keep up with their mortgage payments.
We are sorry that we cannot provide this information in Welsh, however if you would like to speak to an adviser in Welsh please contact 08000 495 495.
This page was last updated on: November 29, 2023
Shelter Cymru acknowledges the support of Shelter in allowing us to adapt their content. The information contained on this site is updated and maintained by Shelter Cymru and only gives general guidance on the law in Wales. It should not be regarded or relied upon as a complete or authoritative statement of the law.
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