If you are facing repossession by your lender then it is important to get help straight away. It may be possible to stop the process at any stage. These pages will help you think about your options.
You can also download our:
- Mortgage arrears fact sheet.
- “Worried about your mortgage?” fact sheet.
For urgent advice, please visit our get help page >
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This page was last updated: June 17, 2026
The information contained on this site is updated and maintained by Shelter Cymru and only gives general guidance on the law in Wales. It should not be regarded or relied upon as a complete or authoritative statement of the law.
