Renting is changing in Wales on 1 December 2022: Find out more here


The pages in this section provide basic information about mortgage options.

They also explain what you can do if you are worried about paying your mortgage or if you are already in arrears.

If your mortgage company is threatening to evict you or has started court proceedings, see our pages on Mortgage repossession.

Please note : Shelter Cymru cannot give financial advice. A financial adviser or mortgage broker can help you understand all of the different mortgage options and products available. Visit unbiased to find an adviser near you. Always check the Financial Services Register to be sure that any adviser is authorised by the Financial Conduct Authority.

Did you find this helpful?

Rydym yn ymddiheuro na fedrwn ddarparu’r wybodaeth yma yn Gymraeg, ond os hoffech siarad ag ymgynghorydd yn Gymraeg yna cysylltwch ar 08000 495 495.
We are sorry that we cannot provide this information in Welsh, however if you would like to speak to an adviser in Welsh please contact 08000 495 495.

This page was last updated on: June 14, 2022

Shelter Cymru acknowledges the support of Shelter in allowing us to adapt their content. The information contained on this site is updated and maintained by Shelter Cymru and only gives general guidance on the law in Wales. It should not be regarded or relied upon as a complete or authoritative statement of the law.