The pages in this section provide basic information about mortgage options.
They also explain what you can do if you are worried about paying your mortgage or if you are already in arrears.
If your mortgage company is threatening to evict you or has started court proceedings, see our pages on Mortgage repossession.
Please note : Shelter Cymru cannot give financial advice. A financial adviser or mortgage broker can help you understand all of the different mortgage options and products available. Visit unbiased to find an adviser near you. Always check the Financial Services Register to be sure that any adviser is authorised by the Financial Conduct Authority.
Although the features and benefits of mortgages vary, all mortgages involve repaying the capital sum (the amount you borrowed) plus the interest on the loan.