Money advice
We’re working with MoneyHelper to help people with their money problems and housing issues.
Use the tools below to manage your money better, set a budget, and get back on track with your money.
Click on the links on the right hand side to find lots more advice on budgeting, benefits, energy saving tips and what to do in a crisis.
If you are under 25, check out our Money Matters or Emergency Help with Money pages in our young person’s portal.
If you are worried about debt, Shelter Cymru can provide you with free, independent, confidential, specialist debt advice. See our pages on debt, loans and bankruptcy or click here for details of how to contact a specialist debt adviser.
Worried about paying your rent?
If you are having problems paying your rent or are falling into rent arrears, take action as soon as possible to avoid losing your home. Check out our advice on arrears and dealing with debt.
The tools below are provided by MoneyHelper.
Advice near you
Shelter Cymru operate numerous advice centres and surgeries across Wales. To find out when there is an adviser in your area, visit advice near you and find your local area.
For urgent advice please call our expert housing advice helpline on 08000 495 495
or, for non-urgent enquiries please use our email advice service. An adviser will aim to reply to emails within five working days.
Links to external websites
Shelter Cymru select links that are editorially relevant to the content they are linking from and are suitable for the likely audience. However, Shelter Cymru is not responsible for the content of external websites. This is because:
- Shelter Cymru does not produce them or maintain/update them
- Shelter Cymru cannot change them
- they can be changed without Shelter Cymru’s knowledge or agreement
- the inclusion of a link to an external website from sheltercymru.org.uk is not an endorsement of that website or the site’s owners (or their services).
These links are included for a number of reasons, including:
- for further relevant information or other key source material
- for background information
- for useful practical information
- for specific advice services.
We do not link to external sites in return for cash, services or any other consideration in kind. We will only link to websites that are free to access, but users may sometimes be asked to register or subscribe before viewing content.
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This page was last updated: April 27, 2026
The information contained on this site is updated and maintained by Shelter Cymru and only gives general guidance on the law in Wales. It should not be regarded or relied upon as a complete or authoritative statement of the law.
