If there is no prospect of you being able to resolve the matter, or your circumstances are unlikely to improve, the court may decide to grant an outright possession order. An outright possession order means that you won’t have the right to live in your home after the date of possession given in the order. This is usually 28 days after the court hearing. If you think you need more time, tell the judge at the hearing. You may be given more time if you are in a difficult situation, for example, you are ill or you have young children.
Even if you have been given an outright possession order, you may still be able to negotiate with your lender to persuade them not to evict you. You can also ask the court to suspend an outright possession order.
If you don’t leave by the date in the court order, the claimant can apply to the court for a warrant for the bailiffs to evict you. You can’t be physically removed from the property by anyone other than the court bailiff. It is often only a matter of days before the bailiffs come. They can remove you and your family from the property, but they can’t use violence to do so.
If you have been given an eviction date, you can apply to the court to stop or delay the eviction if there is a strong reason to do so, for example, you didn’t receive the court papers. You can apply right up to the date of eviction, but it’s best to apply as soon as you hear from the bailiffs. Seek urgent legal advice if you receive a Notice of Eviction from the county court.