The total amount of benefit you receive, including Housing Benefit and Universal Credit, may reduce as a result of the benefit cap. This will happen automatically.
If your income is reduced because of the benefit cap and you don’t have enough money to pay all your rent, you could fall into arrears and risk losing your home.
Paying the rent should always be your top priority. Use our online budget planner to help work out if you can reduce other costs and always try and meet your rent payments. Your local council may be able to help you with your rent by giving you a discretionary housing payment if you are facing exceptional hardship. This is usually for a short time only.
If you think that you cannot afford to pay your rent and you are starting to get into arrears then get help straight away. Do not ignore things because you could be evicted.
You may decide that you have no option but to move to a cheaper home. Contact your council’s housing options or homelessness service for help and advice if you think that you can on longer afford to live in your home.