If you are a homeowner, emergency laws mean that:
All current court action for repossession is suspended until the 20 September 2020 and the Financial Conduct Authority (FCA) has said that mortgage lenders shouldn’t start or continue court action for repossession until at least 31 October 2020.
The court will tell you when any new hearing is, but this may take some time. If you are worried, ring your court to find out what has happened with your case.
If you are able you should still pay towards your mortgage while you are waiting for a court hearing.
If you are struggling to pay your mortgage because of coronavirus you might be able to apply for a 3 month payment holiday. Click here for more information.
If you are a tenant, emergency laws mean that:
- Most private or housing association tenants who get an eviction notice between 26 March 2020 and 23 July 2020 are entitled to 3 months’ notice before their landlord can apply to court
- Most private or housing association tenants who get an eviction notice between 24 July 2020 and 30 September 2020 are entitled to 6 months’ notice before their landlord can apply to court
- Most council tenants who get an eviction notice between 26 March 2020 and 30 September 2020 are entitled to 3 months’ notice before their landlord can apply to court
- All court proceedings for eviction are on hold until the 20 September 2020.
- If you have received a notice of eviction from your landlord you should stay in your home. Evictions take time and you don’t have to leave at the end of your notice under current law
- If your landlord has already applied to the court then your case will be put off until after the 20 September 2020
- If your landlord wants to continue the case to evict you after the 20 September 2020 they will need to send a notice to you and to the court. In the notice they must give information to the court about the impact coronavirus has had on you and your family
- You will be contacted by the court if this happens and you will be told if there is to be a court hearing. The hearing might be dealt with by video or audio link
- You should still pay your rent during any notice period or while you are waiting for a court hearing.
See Gov.Wales for the current Welsh Government advice.
See Public Health Wales for up to date health advice.