Emergency laws have been introduced in Wales to protect tenants from eviction for a temporary period.
From 29 September 2020, most tenants are entitled to 6 months’ notice before their landlord can start court action to evict them. This includes assured shorthold, assured and secure tenants. Shorter notice periods apply if the eviction is being brought on the grounds of antisocial behaviour and/or if the notice was served before the 29th September. Find out what notice period applies in your case here.
If you have received a notice you should stay in your home. Try to continue to pay your rent if you can or, if you can’t, contact your landlord to try and agree a repayment arrangement. Use the extra time the emergency laws have given you to try and get on top of things.
Court action for repossession was suspended for a short period but since the 20th September 2020 the courts have started dealing with eviction cases again. If your case has gone to court you will receive a letter telling you what is happening next.
If you are a homeowner the Financial Conduct Authority (FCA) has said that mortgage lenders shouldn’t start or continue court action for repossession until at least 31 October 2020.
If you are able you should still pay towards your mortgage while you are waiting for a court hearing. If you are struggling to pay because of coronavirus you might be able to apply for a 3 month payment holiday. Click here for more information.